A local networking and referrals opportunity brought to you by Andy Kovacs:
DO YOU WANT A SHARE OF LOCAL BUSINESS DOLLARS???
A new chapter of Business Network International (BNI) has formed in The
Beach and we are actively looking for the following local business
professionals to give our referrals to:
General Contractor Handyman Services Dentist
Printer Sign Company Life
Coach
Interior Designer Lawyer (real estate) Personal
Trainer
Florist Graphic Designer Chartered
Accountant
Residential Cleaner Caterer Computer
Tech.
Bookkeeper Photographer Wine Maker
Registered Massage Therapist Dog Walker Residential
Cleaner
In an effort to grow our chapter, we will be hosting a special information
event to introduce interested professionals to word-of-mouth referral
marketing. We invite you to join us for breakfast on
Tuesday November 22 from 7:30 a.m. (sharp) to 9:00 a.m. at the Upper Beach
Cafe (1917 Gerrard St. East, on the south side of Gerrard St., just west
of Woodbine Ave.) and investigate the possibility
of sharing business referrals.
In a nutshell, BNI’s uniquely structured program allows only one person per
business category or professional discipline to join a chapter. Once you
join, none of your competitors can participate in our chapter.
You will appreciate hearing about BNI’s powerful program, especially if
referrals are important to your business.
For more information about BNI see
http://www.youtube.com/watch?
Seating will be limited. Please bring plenty of business cards, as you will
meet many local business people.
Please RSVP before Friday November 18 to Andy Kovacs by phone at 416 342
7460 or by email andy.kovacs@sunlife.com
If know you know of a person who is working in one of the professions
listed above, please feel free to invite them too!
We are looking forward to meeting you!
Andy Kovacs, CFP®, CHS™
CERTIFIED FINANCIAL PLANNER™
Certified Health Insurance Specialist
Sun Life Financial
1918 Gerrard Street East
Toronto, ON, M4L 2C1
Office phone: 416 342 7460
Website: www.sunlife.ca/andy.kovacs
What The Heck Is Happening Out There?
The last few days of market turmoil have caused a pretty big ripple of fear out there, and my clients are asking me questions. They want to know if they should keep looking for that first home. They want to know what may happen to their property values and they are asking about the long term stability of our market. I’ve got some ideas I’d like to share with you on those issues.
On September 7th The Bank of Canada is scheduled to make its key interest rate announcement.
Last month, BoC Governor Mark Carney had hinted that he might be inclined to raise rates slightly this fall. This sudden market weakness may change his perspective somewhat.
CanadianMortgageTrends.com now asserts a 46% probability of a rate cut by that date and 100% probability of a rate cut by year end.
What Does This Mean To Us As Current And Prospective Homeowners?
Low borrowing costs can stimulate property sales as most folks (particularly first time buyers) are often more concerned about carrying costs than they are the sticker price of a property. We can probably expect rising home prices to continue, especially if we experience the protracted period of low interest rates as predicted in the article above.
Moving Forward.
Historically, real estate in Toronto has been a solid investment.
I don’t see anything in the current climate that’s going to change that and let’s remember…our homes are where we live, spend time with our families and friends and where we make our memories. You just can’t do that in your mutual fund!
As always, I look forward to your questions and comments. Feel free to contact me any time or drop by my website at www.markbrealtor.com
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